Deposits - Deposit Rates

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 PLEASE SEE BANK PERSONNEL FOR MORE INFORMATION - Rates updated 4-2-2014

Account Product Name Daily Balances of: Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Annual Percentage Rate Annual Percentage Yield
Security Checking Club Account (b)  $100.00 $2,500.00 (c) 0.04% 0.04%
Cash Management (b) $2,500.00 $2,500.00 (c)   
 
 
 
$2,500.00 - 9,999.99    0.04% 0.04%
$10,000.00 - 49,999.99    0.15% 0.15%
$50,000.00 - 99,999.99   0.31% 0.31%
$100,000.00 and up    0.41% 0.41%
Money Plus (b) $1,000.00 $1,000.00 (c)   
 
 
 
 
 
$1,000.00 - 2,499.99    0.04% 0.04%
$2,500.00 - 9,999.99    0.08% 0.08%
$10,000.00 - 49,999.99    0.17% 0.17%
$50,000.00 - 99,999.99    0.36% 0.36%
$100,000.00 - and up    0.41% 0.41%
Kentucky Savings Account (b)  $100.00 $100.00 (c)  
 
 
 $100.00 - $49,999.99    0.06% 0.06%
$50,000.00 - and up    0.36% 0.36%
CD's and IRA's
7 Month Certificate of Deposit (a)(d) $500.00 $500.00 (c) 0.15% 0.15%
13 Month Certificate of Deposit (a)(d) $500.00 $500.00 (c) 0.20% 0.20%
17 Month Certificate of Deposit (a)(d) $500.00 $500.00 (c) 0.35% 0.35%
25 Month Certificate of Deposit (a)(d) $500.00 $500.00 (c) 0.50% 0.50%
36 Month Certificate of Deposit (a)(d) $500.00 $500.00 (c) 0.75% 0.75%
48 Month Certificate of Deposit (a)(d) $500.00 $500.00 (c) 0.95% 0.95%

(a) A penalty may be imposed for early withdrawal
(b) The interest rate and annual percentage yield may change after account opening
(c) Daily balance - The amount of the principal in the account each day
(d) You will be allowed to withdraw up to 25% of the original CD value one time during the CD term with no penalty.  This does not apply to Individual Retirement Accounts.

Fees could reduce earnings on the account.
Interest Rates and Annual Percentage Yields are current as of the date referenced above.
For current rate information contact Kentucky Neighborhood Bank.

Member FDIC


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