SUM is a convenient and easy way to avoid surcharge fees. Cardholders of financial institutions who have joined the SUM Program can withdraw funds from designated ATMs belonging to other SUM Program members, without a surcharge fee. Just look for other ATMs with the bright red SUM logo. You can then be sure that you won’t incur a surcharge for accessing your cash.
To find a SUM ATM near you, go to www.sum-atm.com.
In the Elizabethtown area, Kentucky Neighborhood Bank and Republic Bank are currently participating in the SUM Program.
Example – if you were to go to ABC Bank and withdraw cash, you will pay ABC Bank's surcharge fee and the $1.50 service fee from KNB. If you use a SUM ATM machine, you will only pay the $1.50 service fee from KNB.