Every new invention, business startup or venture takes people that see a need, believe that a difference can be made and are willing to take a leap of faith. On February 20, 1997, a group of prominent Hardin County business leaders and professionals took that leap of faith and announced the formation of a locally owned community bank. That decision launched the ground breaking of what is now known as Kentucky Neighborhood Bank. They felt that the large out-of-town institutions had lost touch with customers, “that coupled with the growth of the Elizabethtown area, led us to conclude that a new locally-owned bank was a sound decision.” The board of directors came together like a list of who’s who in the community. They were a group of small business owners, entrepreneurs, and top sales professionals. Bank experts estimated that it would take two to three months to raise the needed capital, but within four days, their goal had been surpassed.
Thus Kentucky Neighborhood Bank was born on October 15, 1997 – Opening day in the Governors Manor Shopping Center across from Hardin Memorial Hospital. Despite the not so ideal location, customers began pouring in, again surpassing all expert opinions and estimates. The modest temporary office started out with 11 employees, anxiously waiting for the construction of the new office on North Dixie to be completed. The new office building was opened in March of 1998 continuing the incredible growth rate that had been enjoyed in the first few months of operation. By fall of 1998, the first branch for this young business, located on Dolphin Drive in Elizabethtown, was ready to open and immediately became fruitful. In an effort to be one of the leading users of technology in the area, KNB also launched the free telephone banking services as well as an internet banking branch, allowing customers to conduct their banking business wherever and whenever they had internet access. The second full service branch was opened in September 2007 in Radcliff, KY. This facility is able to service the customers north of Elizabethtown, helping to change the landscape of both the Radcliff and Fort Knox communities.
While some things may have changed on the surface through the years one thing remains the same at KNB. “We want to be here for our customers, because our mission is to help others be successful in reaching their goals.”