| Account Product Name |
Minimum Opening Deposit |
Minimum Balance to Obtain Annual Percentage Yield |
Annual Percentage Rate |
Annual Percentage Yield |
| GREAT NEIGHBOR CLUB ACCOUNT(b) |
$100.00 |
$2,500.00 (c) |
0.50% |
0.50% |
| KENTUCKY NATIONAL NOW(b) |
$1,000.00 |
$1,000.00 (c) |
0.75% |
0.75% |
| CASH MANAGEMENT(b) |
$10,000.00 |
$10,000.00 (c) |
|
|
| Daily Balances of: |
|
|
|
|
| $10,000.00-49,999.99 |
|
|
1.20% |
1.21% |
| $50,000.00-99,999.99 |
|
|
1.69% |
1.70% |
| $100,000.00- and up |
|
|
1.98% |
2.00% |
| MONEY PLUS(b) |
$1,000.00 |
$1,000.00 (c) |
|
|
| Daily Balances of: |
|
|
|
|
| $1,000.00-2,499.99 |
|
|
0.75% |
0.75% |
| $2,500.00-9,999.99 |
|
|
1.04% |
1.05% |
| $10,000.00-49,999.99 |
|
|
1.54% |
1.55% |
| $50,000.00-99,999.99 |
|
|
1.74% |
1.75% |
| $100,000.00- and up |
|
|
1.98% |
2.00% |
| KENTUCKY SAVINGS ACCOUNT (b) |
|
|
|
|
| Daily Balances of: |
|
|
|
|
| $100 to $49,999 |
|
|
0.50% |
0.50% |
| $50,000 and up |
|
|
2.23% |
2.25% |
|
| Cd's and IRA's |
Minimum Opening Deposit |
Minimum Balance to Obtain Annual Percentage Yield |
Annual Percentage Rate |
Annual Percentage Yield |
| 6 MONTH CERTIFICATE OF DEPOSIT (a) |
$500.00 |
$500.00 (c) |
2.97% |
3.00% |
| 12 MONTH CERTIFICATE OF DEPOSIT (a) (b) |
$500.00 |
$500.00 (c) |
3.11% |
3.15% |
| 14 MONTH CERTIFICATE OF DEPOSIT (a) (b) |
$500.00 |
$500.00 (c) |
3.21% |
3.25% |
| 18 MONTH CERTIFICATE OF DEPOSIT (a) (b) |
$500.00 |
$500.00 (c) |
3.21% |
3.25% |
| 24 MONTH CERTIFICATE OF DEPOSIT (a) (b) |
$500.00 |
$500.00 (c) |
3.45% |
3.49% |
| 36 MONTH CERTIFICATE OF DEPOSIT (a) |
$500.00 |
$500.00 (c) |
3.70% |
3.75% |
| 48 MONTH CERTIFICATE OF DEPOSIT (a) |
$500.00 |
$500.00 (c) |
3.70% |
3.75% |
| |
|
|
|
|
| 6 MONTH IRA (a) |
$500.00 |
$500.00 (c) |
2.97% |
3.00% |
| 12 MONTH IRA (a) |
$500.00 |
$500.00 (c) |
3.11% |
3.15% |
| 14 MONTH IRA (a) |
$500.00 |
$500.00 (c) |
3.21% |
3.25% |
| 18 MONTH IRA (a) |
$500.00 |
$500.00 (c) |
3.21% |
3.25% |
| 24 MONTH IRA (a) |
$500.00 |
$500.00 (c) |
3.45% |
3.49% |
| 36 MONTH IRA (a) |
$500.00 |
$500.00 (c) |
3.70% |
3.75% |
| 48 MONTH IRA (a) |
$500.00 |
$500.00 (c) |
3.70% |
3.75% |
| |
| (a) A penalty may be imposed for early withdrawal |
| (b) The interest rate and annual percentage yield may change after account opening |
| (c) Daily balance. The amount of the principal in the account each day |
 |
|
